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Product Information
Saving And Investment Plans Kotak Guaranteed Savings Plan
Synopsis:
fjrigjwwe9r3SDPrivInsuProd:Synopsis
A savings and protection oriented plan that provides ‘Guaranteed’ benefits. So, be rest assured and be ready for whatever comes next and enjoy your Life.

Features:

fjrigjwwe9r3SDPrivInsuProd:Features
  • Limited premium payment options
  • After premium payment term, plan will accrue Guaranteed Additions for remaining term
  • Lump sum Guaranteed Loyalty Addition at the end of the policy term
  • Enhanced protection through optional riders
Eligibility:
fjrigjwwe9r3SDPrivInsuProd:Eligibility
Entry Age (as on last birthday) : Min: 3 years Max: 60 years
Maximum Maturity Age (as on last birthday) : Min: 18 years Max: 75 years
Policy Term (Fixed) : 14 years / 15 years / 16 years / 20 years
Premium Levels : Min: Rs.20,000 p.a. Max: No Limits, subject to Underwriting acceptance
Premium Payment Term (PPT) : Limited: 7 year 14 year 8 year 16 year 10 year 15 year 10 year 20 year
Premium Payment Mode : Yearly, Half yearly, Quarterly, Monthly
Premium Modal Factor : Following modal loadings will be used to calculate installment Premium: Yearly – 100% , Half yearly – 51% , Quarterly – 26% , Monthly – 8.8%
Basic Sum Assured : Will be derived basis Premium, Age, PPT & Policy Term

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